Experiencing a hit and run can be a stressful and confusing event. Understanding how your auto insurance can help in such situations is crucial. Let’s explore this topic with the help of Cunningham Insurance LTD, a trusted insurance agency in Mount Vernon, OH.
Understanding Hit and Run Incidents
A hit and run occurs when a driver involved in an accident leaves the scene without stopping to identify themselves or provide aid to anyone who might need it. This can involve collisions with other vehicles, pedestrians, or even property. It’s important to know that hit and run incidents are not only unethical, but they are also illegal.
How Auto Insurance Can Help
If you’re the victim of a hit and run, your auto insurance can provide coverage, depending on the specifics of your policy. Uninsured motorist coverage can help cover medical expenses if you or your passengers are injured. If your policy includes collision coverage, it can help pay for repairs to your vehicle.
Reporting a Hit and Run
After ensuring everyone’s safety and seeking necessary medical attention, it’s important to report the hit and run to the police and your insurance company as soon as possible. Try to provide as much information as you can, including any details about the other vehicle, the time and location of the incident, and any potential witnesses.
Consult with Cunningham Insurance LTD
Dealing with a hit and run can be complex and stressful. The team at Cunningham Insurance LTD in Mount Vernon, OH is here to help. We can guide you through the process, ensuring you understand all your options and can make an informed decision.
